A Review of the State of the US Consumer

Declining savings, real wages, and access to credit point to an upcoming consumer crunch

What’s the current state of the US consumer. In this e-mail, I share my firm, Spearhead Advisors’, outlook on the consumer economy in the US and why the combination of declining savings, stagnant real wages, and tightening credit standards are likely to lead to a consumer crunch.

The links below include both a full presentation slide deck and the video explanation I created for my YouTube channel, Analyzing Finance with Nick. Let me know your thoughts or you have any questions in the comments.

Presentation Links:

Link to Download the Slide Deck:

Link to the Video Explanation of the Presentation:

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Disclaimer & Disclosures:

Nicholas Pardini is a partner at Spearhead Advisors. Spearhead Advisors is an Investment Adviser offering services in California, Texas, and in other jurisdictions where exempt from registration. All views, expressions, and opinions included in this communication are subject to change and should not be construed as direct Financial Advice. This communication is not intended as an offer or solicitation to buy, hold, or sell any financial instrument or investment advisory service. Any information provided has been obtained from sources considered reliable, but we do not guarantee the accuracy or the completeness of any description of securities, markets, or developments mentioned. Please contact us if there is any change in your financial situation, needs, goals or objectives. The information contained in this electronic communication is intended only for the use of the recipient. For your privacy and security, do not include sensitive information using emails that are not secured.